A Conservative Financial Plan

At CFHE, we know there are as many financial plans as there are people. But we believe the core fundamentals of any good plan include the following:

Did You Know?

• A mortgage is a loan against your ability to repay – not the value of your home.

• During times of financial difficulty (lost job, illness, etc.) home equity is trapped in your home.

• Saving money in your home (equity) does not equate to making money.

• Paying down a mortgage saves interest but denies the opportunity to earn interest, many times at a greater rate of return.